Privacy Policy

We take your privacy seriously and are committed to protecting your personal information while providing exceptional financial stability analysis services.

Last Updated: March 15, 2025 | Effective Date: March 15, 2025

Introduction and Scope

Smart Neuron Flow ("we," "us," or "our") operates smartneuronflow.com and provides financial stability analysis services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

This policy applies to all users of our platform and complies with Indonesian data protection regulations, including Law No. 27 of 2022 on Personal Data Protection (PDP Law). By accessing our services, you agree to the collection and use of information in accordance with this policy.

Information We Collect

Personal Information

We collect information that identifies, relates to, or could reasonably be linked with you or your household. This includes:

Name, email address, and phone number when you contact us
Financial information necessary for stability analysis
Company information and business details for our services
Communication preferences and service requirements

Technical Information

Our website automatically collects certain information about your device and usage patterns:

IP address, browser type, and operating system
Pages visited, time spent on pages, and click patterns
Device information including screen resolution and language settings
Referral sources and exit pages

How We Use Your Information

We process your personal data for specific, legitimate purposes that align with our business operations and your expectations:

Purpose Legal Basis Data Types
Providing financial analysis services Contract performance Contact details, financial information
Customer support and communication Legitimate interest Contact information, service history
Website improvement and analytics Legitimate interest Usage data, technical information
Legal compliance and record keeping Legal obligation All relevant personal data

Data Sharing and Disclosure

We maintain strict controls over who can access your personal information. We do not sell your personal data to third parties. However, we may share information in these specific circumstances:

Service Providers and Business Partners

We work with trusted third-party service providers who assist in delivering our services. These partners are contractually bound to protect your data and can only use it for the specific services they provide to us.

Legal Requirements

We may disclose your information when required by Indonesian law or regulation, including:

Response to lawful requests from government authorities
Compliance with financial reporting requirements
Protection of our legal rights and interests
Prevention of fraud or illegal activities

Your Rights and Choices

Under Indonesian data protection law, you have several important rights regarding your personal information. We're committed to honoring these rights and making them easy to exercise:

Access and Portability

You can request a copy of the personal data we hold about you. We'll provide this information in a commonly used, machine-readable format within 30 days of your request.

Correction and Updates

If you believe any information we have is incorrect or incomplete, you can request corrections. We'll update your records promptly and notify any third parties who received the incorrect information.

Deletion and Restriction

You may request deletion of your personal data, subject to our legal obligations to retain certain records. You can also request that we restrict processing of your information in specific circumstances.

How to Exercise Your Rights

To exercise any of these rights, contact us at [email protected] or +6281933028183. We'll respond within 14 days and complete most requests within 30 days. You may also file a complaint with Indonesian data protection authorities if you're unsatisfied with our response.

Data Security and Protection

We implement comprehensive security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our security framework includes both technical and organizational measures:

Encryption of data in transit and at rest using industry-standard protocols
Regular security assessments and vulnerability testing
Access controls and employee training on data handling procedures
Secure backup systems and disaster recovery procedures
Regular monitoring for unauthorized access attempts

While we strive to protect your information using commercially reasonable means, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security but continuously work to enhance our protective measures.

Data Retention and Deletion

We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and resolve disputes. Our retention periods vary based on the type of information and how we use it:

Data Type Retention Period Reason
Service-related communications 3 years after last contact Business relationship management
Financial analysis data 7 years after service completion Indonesian financial record requirements
Website usage data 24 months Analytics and improvement purposes
Marketing preferences Until withdrawal of consent Ongoing communication management

International Data Transfers

Your personal data is primarily processed within Indonesia. However, some of our service providers may be located outside Indonesia. When we transfer data internationally, we ensure appropriate safeguards are in place:

Contractual data protection clauses with international service providers
Verification of adequate data protection laws in destination countries
Additional security measures for cross-border data transfers
Regular monitoring of international data processing activities

We will notify you of any significant changes to our international data transfer practices and obtain your consent where required by Indonesian law.

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. When we make significant changes, we will:

Post the updated policy on our website with a new effective date
Send notification to registered users via email when material changes occur
Provide a summary of key changes for easy understanding
Allow reasonable time for you to review changes before they take effect

We encourage you to review this policy regularly to stay informed about how we protect your information. Your continued use of our services after policy changes indicates your acceptance of the updated terms.

Contact Information

If you have questions about this Privacy Policy or our data practices, please contact us:

Smart Neuron Flow
Jl. Parung Hijau Desa Tegal Jampang Hambulu
Pd. Udik, Kec. Kemang, Bogor
Jawa Barat 16310, Indonesia

Email: [email protected]
Phone: +6281933028183

We aim to respond to all privacy-related inquiries within 14 business days.